BUDGETING FOR YOUR FINANCIAL GOALS IN 2025

Let’s get real….

Remember, we are talking budgeting this week.

One thing that has helped me greatly when it comes to finances is CONSISTENCY and DISCIPLINE. I have been employed since 1995 but I only bought my first brand new car in 2018. The rest were previously owed vehicles.

I use an Excel speadsheet for budgeting purposes and have been working on the same spreadsheet since 2014. I account fore each every cent that I receive and spend.

I know all my debt, income, savings, expenses to the off head. This might sound extreme, but it has helped me to build strong relationship with my money.

Morris Msomi - Financial Coach